Financial literacy You must be aware that if you are living in this century then because as the technology is big in this century, along with the good use of this technology, it has also started to be misused. At this time almost everyone is using banking services. Only through UPI can be used online.
But it is important that he should be a little aware about it because the era of online payment has come in this day and age.
Similarly, online fraud and financial fraud have also started happening. In India, only one or two out of 10 people, if they have been involved in financial fraud, have committed financial fraud through online UPI or any other means.
Through other banking services that run online, it is important that all people in India have financial literacy and even if someone is cheated online, they should report it to their bank on its customer care number which they have received or You can search it on Google.
Financial literacy means
Indian Financial literacy is what we call it that people should have enough understanding that if they are doing any transaction online, then they should know enough about it so that no person can fraud them. In earlier times, ATM fraud used to happen. At present, most of the transactions are done online. I have been cheated by UPI.
If financial literacy fraud has happened to you, then you can report it in cyber crime because there is a separate branch of cyber crime police for this.
Special has been made to catch these criminals
Another problem in India is that if you meet people online
If a fraud happens then they do not report it anywhere because if you do not complain to the police anywhere then these criminals and any other person will also get caught.
Therefore, if you have been cheated online or any kind of financial literacy fraud, then report it to the police because there are different branches of police for that.
Preventing Online Financial Fraud
First of all, you should know that if you deposit any money, will you get the money? Fraud mostly happens with the people who are new to our Guardian, so you should tell them that if they ever deposit money, you will not get money in their account.
And never give your bank OTP to anyone because this is a very confidential information, only you should know it. If anyone else knows your OTP, then the desired amount can be withdrawn from your account, which can also cause huge loss to you. Is
Run Google and trusted apps only on your phone by connecting your bank account and API.
At present, as online payments are increasing, if there is a cyber attack on any website, your debit card gets leaked.
So, you must have ever received a call that OTP has been sent to your bank that the validity of your card will be increased. Be careful with this because in a way, OTP is another version of fraud.
Even after complaining the bank does not take action against him
So you can contact Banking Ombudsman of Reserve Bank of India.
Financial literacy You can go to RBI and register your complaint here. Within a few days, action will be taken on your complaint and efforts will be made to solve your problems by RBI and if your bank is not processing your complaint properly.
Financial literacy So if you complain here in RBI, it will also take immediate action and your problem will also be resolved. Therefore, if any fraud has happened to you, then you can complain by going to this or the official portal of RBI, its name is Ombudsman.
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